The game is about an African American man named Freeze, his friend Shaun Calderon, and a Police Officer, Officer Williams. The main protagonist being Freeze, the story is focused around him, despite the ability to be all three of the characters during at least one point throughout the game. Freeze commits crimes with Shaun to get money, which he promptly spends for his family.
One night upon returning home, his wife confronts him about these actions. Saying they are a bad influence to their son, she wants him to stop. After an argument, he agrees. The next day, he tells Shaun he wants out of the game. Shaun levels a gun on Freeze, informing him that he must do one last "job" -- a narcotics trade.